Product
Personal Loan
For the plans that can't wait for payday.
Overview
Not every expense fits neatly into a monthly budget. A Maitry Personal Loan is built for the ones that don't — planned or otherwise.
We keep the paperwork light and the process online, so you're not stuck chasing signatures or standing in queues.
- Weddings, travel, or big-ticket purchases
- Medical expenses that need quick funding
- Consolidating smaller debts into one clean EMI
Who can apply
- You're an Indian resident of legal age to enter into a contract
- You have a steady source of income you can show proof of
- Your documents and credit profile meet our underwriting checks
What you'll need
- PAN card
- Aadhaar card
- Proof of income (salary slips, bank statements, or ITR)
- A few basic KYC details — we'll tell you exactly what's needed as you apply
Loan terms
- Loan amount
- Shared when you apply
- Tenure
- Shared when you apply
- Interest rate
- Shared when you apply
- Processing fee
- Shared when you apply
Your exact rate, fees and tenure depend on your profile and are confirmed in your Key Facts Statement before you accept. See our Interest Rate Policy.
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